Ford F-150 depreciation: when to buy & cost to own
Estimates as of June 2026.
The Ford F-150 (Truck, ~$40,000 new) loses about 40% of its value in five years — it holds value better than the 41.8% market average. Buying at 3 years old and holding five costs about $1,617/yr in depreciation versus $3,200/yr buying new — you keep 49.5% more of your money.
Value by age
| Age | Est. value | Total lost |
|---|---|---|
| New | $40,000 | 0% |
| 1 yr | $33,015 | 17.5% |
| 2 yr | $30,019 | 25% |
| 3 yr | $27,701 | 30.7% |
| 5 yr | $24,000 | 40% |
| 7 yr | $20,973 | 47.6% |
| 10 yr | $17,136 | 57.2% |
What will it cost you to own?
Buy price (est.)
$27,701
Resale (est.)
$19,618
Total depreciation
$8,083
Cost per year
$1,617
vs. buying new
$3,200/yr
Depreciation only — older cars cost more to maintain, so the practical sweet spot is ~3–5 years old. Figures are modeled estimates that vary by trim, condition, and market. How we estimate this →