Toyota Camry depreciation: when to buy & cost to own
Estimates as of June 2026.
The Toyota Camry (Car, ~$28,000 new) loses about 41% of its value in five years — it holds value better than the 41.8% market average. Buying at 3 years old and holding five costs about $1,152/yr in depreciation versus $2,296/yr buying new — you keep 49.8% more of your money.
Value by age
| Age | Est. value | Total lost |
|---|---|---|
| New | $28,000 | 0% |
| 1 yr | $22,960 | 18% |
| 2 yr | $20,816 | 25.7% |
| 3 yr | $19,160 | 31.6% |
| 5 yr | $16,520 | 41% |
| 7 yr | $14,364 | 48.7% |
| 10 yr | $11,635 | 58.4% |
What will it cost you to own?
Buy price (est.)
$19,160
Resale (est.)
$13,400
Total depreciation
$5,760
Cost per year
$1,152
vs. buying new
$2,296/yr
Depreciation only — older cars cost more to maintain, so the practical sweet spot is ~3–5 years old. Figures are modeled estimates that vary by trim, condition, and market. How we estimate this →